Working Capital & Cash Flow Solutions

Invoice finance provides businesses with immediate access to a significant portion of their unpaid invoice values, enhancing cash flow and supporting various business needs. This solution allows companies to quickly access up to 90% of their invoice amounts, typically within 24 hours after invoicing. It’s a flexible way to bridge the gap between issuing invoices and receiving payments, making it easier to manage day-to-day operations and plan for growth.

+ We can provide access to Invoice Finance of up to 90% of invoice value quickly and efficiently.

Apply for invoice finance

Merchant Cash Advances (MCAs), also known as business cash advances, represent a distinctive form of lending centered around a business’s future revenue. This type of financial solution can be instrumental in enhancing cash flow, funding operations, or fostering business growth. Unlike traditional business loans, MCAs deviate from fixed loan structures. Instead, they involve the sale of future sales at a discounted rate. Specifically designed for businesses receiving card payments, the borrowed sum is repaid through a percentage of customer card transactions. This distinctive model provides businesses with flexibility, making MCAs a valuable option for diverse financial needs.

+ We can provide access to merchant cash advance funding up to £200,000 for brick and mortar businesses, and up to £15,000,000 for eCommerce businesses

Apply for a merchant cash advance

When facing a tax bill that strains working capital, specialised funding options exist for paying VAT or corporation tax. These loans allow businesses to spread the financial burden over 3-12 months, providing flexibility and easing the impact on cash flow.

+ We can provide access to HMRC loans annually and VAT loans can be provided quarterly.

Apply for a tax bill loan

Unlike conventional loans, Trade Finance is tailored to the unique challenges of global trade. It plays a pivotal role in providing businesses with the necessary funding and risk mitigation tools to engage in cross-border commerce. This financial instrument encompasses various services, including letters of credit, documentary collections, and trade credit insurance. Letters of credit assure payment to exporters, documentary collections streamline payment processes, and trade credit insurance protects against non-payment risks. These mechanisms help businesses navigate the complexities of international trade by mitigating financial risks and ensuring smoother transactions.

+ We can provide access to trade finance facilities between £25,000 and up to £10,000,000

Apply for trade finance