FAQs

At Funding Expert, we specialize in a variety of commercial finance products to cater to different business needs. Our offerings include Business Loans, Working Capital and Cash Flow Solutions, and Asset-Based Finance. Under Business Loans, we offer:

• Unsecured Business Loans
• Secured Business Loans
• Commercial Mortgages
• Bridging Loans
• Development Finance
• Buy-to-Let (BTL) Loans

For Working Capital and Cash Flow, we provide:

• Invoice Finance
• Merchant Cash Advances (MCA)
• HMRC and VAT Loans
• Trade Finance

Additionally, we facilitate Asset Finance solutions.

Funding Expert stands out due to our extensive lender network, personalised approach, and commitment to finding the right finance solutions for diverse business needs. We offer a wide array of finance products and pride ourselves on our efficiency and client-focused service.

Supporting startups presents unique challenges due to their limited trading history and lack of assets for collateral. However, we strive to assist every UK business, including startups. Although some lenders might be hesitant to fund startups, our network of over 150 finance providers offers alternative solutions. For instance, startups can consider equipment leasing for specific needs, rather than seeking general growth loans.

Yes, businesses with varied credit histories can apply for finance through Funding Expert. We work with a broad spectrum of lenders, some of whom specialise in financing for businesses with challenging credit histories.

The timeline to obtain finance largely depends on your preparedness and responsiveness. Typically, lenders respond within 24-48 hours. If you have all necessary documents ready, funding can often be arranged in just a few days. Our streamlined online process or a quick call can get things started. While each lender and product has its own processing time, our lender network is known for efficiency, often providing offers within 24-48 hours.

Registering on our site and discussing options with our business funding team does not impact your credit score. We, at Funding Expert, do not perform credit checks. However, lenders may require a credit check during their application process. We seek your permission before any credit check is done by lenders, ensuring your consent and data protection rights are respected.

No. While we provide detailed information on each financing option and its workings, we do not offer financial advice or product recommendations. Our role is to match your business with eligible funding options, giving you the information to make an informed decision.

Our service to customers is free and non-obligatory. We don’t charge fees for registering, exploring options, or consulting with our team. If you proceed and secure finance from a lender, they usually pay us a commission. This commission does not typically affect the cost of your finance – it would be the same if you approached the lender directly.

Absolutely. We prioritise the security and confidentiality of your information. Funding Expert is a registered organisation with the Information Commissioner’s Office (ICO). All data shared with us is handled with the utmost care, following strict privacy and data protection guidelines.