Business Loans
Discover your funding options
Check your eligibility for a business loan with our online form without affecting your credit score.
'Empowering Your Business Growth and Development'
Our Business Loans are designed to support a wide range of business needs, from expansion and equipment purchase to property development and buy-to-let ventures. These traditional loan options cater to a diverse array of funding requirements, offering both secured and unsecured solutions to fit your business goals.
Business Loans
Unsecured Business Loans
An unsecured business loan enables business owners to secure financing without pledging company assets as collateral. Beyond being a suitable choice for businesses lacking substantial assets, unsecured business loans may be particularly appealing to companies unwilling to risk valuable assets as security.
+ We can provide access to unsecured business loans between £10,000 and £250,000
Secured Business Loans
Sometimes called asset-backed lending, a secured business loan means your business has to offer assets like property or machinery as security for the loan. Using assets as security makes it less risky for the lender, so secured loans often come with lower interest rates and better repayment terms. If you go for a secured business loan, you’re less likely to need to give a personal guarantee.
+ We can provide access to secured business loans between £30,000 and £500,000
Commercial Mortgages
Commercial property finance allows businesses to secure mortgages for commercial properties, providing an avenue for investment or buy-to-let loans with a maximum loan-to-value ratio of 75%, subject to the lender’s commercial lending criteria.
+ We can provide access to commercial mortgage facilities between £30,000 and £25,000,000
Bridging Loans
A bridging loan covers property purchase when selling and buying dates misalign, or when quick funds are essential, such as buying at an auction. These short-term loans, ranging from £50k to £10m, are secured against the property, with a maximum loan-to-value capped at 75%.
+ We can provide access to bridging finance up to £10,000,000
Property Development Finance
Property development loans are suitable for building projects from scratch, with funds released at key milestones during construction. Ideal for keeping contractors motivated, these loans are not suitable for renovating existing business premises.
+ We can provide access to development finance up to £10,000,000
Buy-to-Let (BTL) Limited Company
A Buy-to-Let (BTL) mortgage is a unique form of borrowing in the mortgage world. It caters to individuals interested in investing in properties, specifically those that can generate rental income. BTL mortgages differ from traditional mortgages, considering factors like potential rental yield in addition to personal financial details.
+ We can provide access to Buy-to-Let finance between £50,000 and £5,000,000